When I was in the travel industry as a consultant, the number one thing I always emphasized to clients was the importance of travel insurance. I think of it in the way that I do car insurance — admittedly you pay it every month, not knowing where it goes or it's value, but the day you get in a car accident, you're glad you made your payments and have it.
The same goes for travel insurance.
I too was never sure why I needed travel insurance. I often skipped out, leaving the country without it. It wasn't until I heard the horror stories of those who opted out of travel insurance, where I finally never left the country without it again.
For me, it is one of the most important components of any international trip, even if you're headed to Cabo for a relaxed weekend on the beach or you're off to Puerto Rico to go scuba diving.
There are many plans, and very general plans that are offered. I personally like it clear, cut, and dry when it comes to insurance, which is why I have been using World Nomads Insurance for the past three years. Being able to customize my needs with the insurance, I can tailor the insurance to what I will be doing on the trip. It is clear what is covered, the experience is easy, and I can understand exactly what I am getting.
Here are a few reasons why you should always have travel insurance with World Nomads:
I think this is the most common mishap in travel. Luggage gets left behind, it's lost, and you're now off on a trip with no clothes or hygiene products. World Nomads will help cover the cost for each day it is gone, and if it never shows up.
You have to cancel due to unforeseeable events, and now your $6000 trip to Europe is on your books. World Nomads covers the costs to cancel all or part of your trip including other pre-booked expenses in specific circumstances including a sudden illness or serious injury or natural disasters.
If you have a sudden illness while abroad, and need to go to the hospital, this can be very costly. Insurance can cover emergency overseas medical treatment including treatment in a clinic or hospital, plus medicines and physiotherapy as prescribed by your treating Doctor to get you well and keep you traveling. It is often though your personal medical insurance will cover you in the event of a medical emergency abroad, but it simply isn't always the case, and more often than not.
Let's say your iPhone or laptop, or better yet your expensive camera gets stolen. Yes, insurance can cover this too. Thousands of dollars can be saved in the event that something does happen.
Yes we may think we can do it all, snorkeling, hiking, parasailing, you name it, but accidents do happen. You can choose the coverage plan for the activities you'll be partaking in, so that any injury due to these is covered.
You're abroad, passport gets lost, what do you do? Insurance! Good travel insurance will help cover the costs to get new documents along with making sure you get home safely.
The other reasons are endless...
With World Nomads Insurance you can book easily online, even while you're traveling. You can make a claim online, in the event of an incident to get the process going. There is 24/7 emergency assistance, which means rest assured, someone will be there to help.
I think it is important to be smart and safe in travel, and travel insurance is the way to do this.
Learn more about World Nomads Travel Insurance and see more ways to travel safely!
**Disclosure: Please note that some of the links above are affiliate links, and at no additional cost to you, I earn a commission if you make a purchase. I personally recommend World Nomads as I use it for myself and can recommend it from experience.